Multi-currency cash account

Cash account - you are free to indicate the currency to settle any trade and you can exchange currencies online at a very competitive exchange rate.

Multi-currency account

When you open an investment account, only a PLN cash account is opened. To enable currency exchanges or settlement of a trade in a foreign currency you have to open a specific currency account. This can be done online. Following currencies are available: EUR, USD, CZK, CAD, DKK, HUF, NOK, SEK, CHF, GBP and RON.

Currency exchange

You can execute currency exchanges online from Monday till Friday between 8.00 AM and 10 PM. Exchange rates are updated every hour and they are very competitive.

Trade settlement

By default a transaction concluded on a foreign market is settled in PLN unless you have an account in the currency in which the transaction has been concluded. But nevertheless, when placing an order, you still can select the settlement currency.

If the settlement currency is different than the transaction currency, the exchange rate that is valid at the time of booking the trade is used for the conversion.

Cash available for transfer or withdrawal

If you do not have cash on the currency account in which the transaction is settled (by your choice or by default), but you have cash in other currency(ies), then you should make the currency exchange on the settlement day at the latest, otherwise your account will be debited in the settlement currency and ›› the default interest will be charged.

The same applies to cash transfers. If you transfer cash in another currency you should remember to exchange the currency.

We accept cash transfers (incoming and outgoing) in PLN, EUR, USD or GBP. Cash withdrawals are only possible in PLN.